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Home Affordability Calculator
Find out how much house you can realistically afford using the industry-standard 28/36 rule. Includes property taxes, insurance, and HOA.
You can afford more when...
- You have minimal existing debt
- Property taxes are low in your area
- You have a larger down payment saved
- Current mortgage rates are favorable
Budget more carefully when...
- You have significant student loans or car payments
- You want to keep a 20% savings rate
- Property taxes exceed 1.5% in your area
- HOA fees are high
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