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Home Affordability Calculator

Find out how much house you can realistically afford using the industry-standard 28/36 rule. Includes property taxes, insurance, and HOA.

You can afford more when...

  • You have minimal existing debt
  • Property taxes are low in your area
  • You have a larger down payment saved
  • Current mortgage rates are favorable

Budget more carefully when...

  • You have significant student loans or car payments
  • You want to keep a 20% savings rate
  • Property taxes exceed 1.5% in your area
  • HOA fees are high
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Frequently Asked Questions